“Money makes the world go around” are the words from a song from the famous film Cabaret, well in my world it is struggling to turn at all. Money tends to be more virtual than cash in hand these days and being so makes it much easier to over spend. I remember being a thrifty teenager with my weekend and evening jobs, I am certainly not now, more into using debit and credit cards than actual pounds and pennies. So much so that I have had to take a serious review of my finances and make some changes. So as I am doing a lot of searching for ways to manage my income better, I thought I would share what I am trying and hopefully any of you have any ideas or ways that have helped will share on here.